PM Surya Ghar Subsidy: The Complete 2026 Guide
Up to ₹78,000 off your rooftop solar — here's exactly how the PM Surya Ghar: Muft Bijli Yojana works, who qualifies, and how to claim it without the paperwork headache.
The single biggest reason home solar is suddenly affordable in India is a scheme called PM Surya Ghar: Muft Bijli Yojana. It can knock up to ₹78,000 off the cost of your rooftop system — but the rules trip people up. Here's the plain-English version.
What is PM Surya Ghar?
Launched by the Government of India, PM Surya Ghar is a central subsidy that pays a fixed amount per kilowatt (kW) of rooftop solar you install on a residential property. The goal is simple: put solar on one crore homes and give families cheaper, cleaner power.
It's a direct subsidy — the amount is credited to your bank account after installation and inspection, not a vague "discount" a vendor promises.
How much can you actually get?
The subsidy is tiered by system size:
| System size | Central subsidy |
|---|---|
| 1 kW | ₹30,000 |
| 2 kW | ₹60,000 |
| 3 kW and above | ₹78,000 (capped) |
The cap means a 3 kW system gets the same ₹78,000 as a 5 kW or 10 kW system. For most homes, 3 kW is the sweet spot for maximising subsidy per rupee spent.
Several states — Gujarat, Uttar Pradesh, Rajasthan and others — stack an additional state subsidy on top. Your Brightly project manager checks what's available in your state automatically.
Who qualifies?
You're eligible if you:
- Own a residential property with a usable roof
- Have a valid electricity connection in your name
- Haven't already claimed a rooftop solar subsidy for the same property
Housing societies and resident welfare associations can also benefit through group installations.
How the process works
- Apply on the national portal (or let Brightly handle it for you).
- Get matched with a registered, verified installer.
- Install the system — typically 1–2 days for a home.
- Inspection & net-metering by your DISCOM.
- Subsidy credited to your bank account, usually within 30–45 days.
The paperwork is the part most people dread. With Brightly, your dedicated project manager files the application, coordinates the inspection and tracks the disbursal — so you don't chase anyone.
A real example
For a typical ₹4,000/month bill, a 3 kW system costs around ₹1,80,000 before subsidy. After the ₹78,000 PM Surya Ghar subsidy, your net cost is roughly ₹1,02,000 — and the system saves ₹45,000–₹60,000 a year. That's a payback of well under three years on the subsidised amount.
The bottom line
PM Surya Ghar is the best time in India's history to go solar. The subsidy is real, the process is streamlined, and the savings compound for 25 years.
Curious what your number looks like? Use our savings calculator — it factors in the subsidy automatically — or get free quotes from verified installers in your city.
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